How Much Home Can I Afford? | CORE Realty and Associates

1Your income & debts

Your gross monthly income ($)

Spouse/co-buyer gross monthly income ($)

Monthly debt payments ($) — car, cards, student loans (minimums)

Housing payment guideline (28% of income): —

Total debt limit (all debts + new housing payment)

Max monthly housing payment: —

Enter your income above.

Interest rate (%)

Loan term

Down payment (%)

Property tax (% of price / yr)

More assumptions

Homeowners insurance ($/yr)

HOA dues ($/mo)

Mortgage insurance (% of loan / yr, if <20% down)

Estimated home price: —

Closing costs (% of price)

Savings you already have ($)

Down payment + closing costs: —

Share of gross income you can save each month (%)

Time to save the remaining cash: —

Download a one-page CORE Realty workbook with your estimated price, cash to close, and timeline — ready to bring to your lender.

A CORE Realty agent can review your numbers, connect you with trusted lenders, and share down payment assistance options for Georgia buyers.